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Honest 2026 Cost Analysis

How Much Does It Cost to Build an iOS App?

Real cost breakdown by app type. No agency markup — actual indie / freelance / agency / boilerplate numbers from 2026. Pick a vertical to see the math.

Last updated: 2026-05-16

Building an iOS app in 2026 costs $99 with a SwiftUI boilerplate like The Swift Kit + your own time, $6k–$25k as an indie developer (cost of time), $12k–$40k via freelance contractors, or $30k–$120k+ at a US agency. The biggest variable is which features you need — subscription paywalls, AI integration, HealthKit, and Apple Watch each add weeks of work.

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The Swift Kit — production-ready SwiftUI boilerplate with design system, paywall, auth, AI, all pre-wired. $99 one-time.

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